12+

Years of experience

About Us

Welcome to ABC General Finance

ABC General Finance was founded by Prince Joseph Moolechalil, an entrepreneur from Vandanmedu, Idukki, Kerala, with a clear vision: to empower individuals, farmers, and businesses by delivering accessible, reliable, and customer-focused financial solutions.

For over 12 years, we have proudly served thousands of clients across Kerala, offering a comprehensive portfolio of services including Personal Loans, Business Loans, Gold Loans, Mortgage Loans, and our signature Warehouse Receipt Loans for cardamom farmers, developed in collaboration with the Kerala State Warehousing Corporation.

Guided by the values of trust, transparency, and professionalism, ABC General Finance has grown to become one of the most dependable and respected NBFCs in the region, dedicated to supporting financial inclusion and driving sustainable community growth

Our Testimonials

What our clients say about their experience with us

ABC General Finance made the entire loan process simple and stress-free. I received a Warehouse Receipt Loan for my cardamom crop with minimal documentation and quick disbursal. Their team was supportive, transparent, and truly understood my needs. 

Krishnan M

Our Client

When I needed funds to expand my small business, ABC General Finance provided the perfect Business Loan solution. The process was smooth, and the team guided me every step of the way. Their flexible repayment options made it easy to manage my finances.

Anil R

Our Client

I was impressed by how quickly my Gold Loan was processed. The staff at ABC General Finance were professional and made me feel at ease. My gold was stored securely, and I received the loan amount the same day.

Deepa S

Our Client

Getting a Personal Loan from ABC General Finance was the best decision. I needed funds for a family emergency, and they disbursed the loan in no time with minimal paperwork. Truly grateful for their support

Ramesh V

Our Client

As a cardamom farmer, I struggled with cash flow between harvests. ABC General Finance’s Warehouse Receipt Loan helped me retain my crop and get timely funds. Their focus on agriculture truly sets them apart.

Mathew Ciby

Our Client

Prince Joseph Moolechalil

Founder & Managing Director

Meet Our MD

Prince Joseph Moolechalil, Founder & Managing Director of ABC General Finance, is an entrepreneur from Vandanmedu, Idukki, Kerala with over 12 years of expertise in the financial services sector.

He established ABC General Finance with a clear vision: to empower individuals, farmers, and businesses by providing transparent, reliable, and customer-focused financial solutions. Under his leadership, the company has introduced a wide range of services including Personal Loans, Business Loans, Gold Loans, Mortgage Loans, and the flagship Warehouse Receipt Loan for cardamom cultivators in partnership with the Kerala State Warehousing Corporation.

Guided by his values of trust, transparency, and innovation, Prince Joseph has positioned ABC General Finance as one of the most dependable NBFCs in Kerala, dedicated to promoting financial inclusion and community growth

Frequently Asked Questions

Browse our most asked questions

We’ve compiled answers to the most common questions about our range of services, processes, and capabilities.

ABC General Finance offers secured loan services including Personal Loans, Gold Loans, Business Loans, Mortgage Loans, and specialized Warehouse Receipt Loans for agricultural produce, with a strong focus on supporting cardamom farmers.

ABC General Finance stands out for its transparent processes, quick loan approvals, minimal documentation, and specialized support for farmers and businesses—backed by the trusted Kerala State Warehousing Corporation.

ABC General Finance is backed by the Kerala State Warehousing Corporation, ensuring trust and credibility. With transparent loan procedures, secure asset handling, and dedicated customer support, we deliver dependable financial solutions to individuals, farmers, and businesses.

ABC General Finance is built on a foundation of transparency, security, and customer commitment. Backed by the Kerala State Warehousing Corporation, we ensure that every loan process is handled with integrity, offering you reliable and responsible financial support you can trust.